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If you're going to utilize a small-cap index like the Russell 2000, you could desire to stop briefly and consider why a great index fund business, like Vanguard, doesn't have any type of funds that follow it. The reason is because it's a lousy index.
I have not even addressed the straw guy below yet, and that is the truth that it is relatively uncommon that you actually have to pay either taxes or substantial payments to rebalance anyway. Many smart financiers rebalance as much as feasible in their tax-protected accounts.
Decumulators can do it by withdrawing from asset classes that have done well. And naturally, no one ought to be getting crammed shared funds, ever. Well, I really hope articles like these aid you to see via the sales methods typically used by "monetary experts." It's actually regrettable that IULs do not work.
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